Off-plan purchase simulator
Buy off-plan in Marrakech, without a bank loan.
Your upfront payment, your payment plan and your net yield, based on the plans our developers actually use. In 60 seconds.
01 / Off-plan purchase simulator
Your project
Pick a development from our portfolio: price, payment plan and rent are those of our proposals, to the dirham.
The northern shopping corridor: Marjane, retail brands, hotels. Year-round footfall, with new residential areas set back from the road. We do not publish names: your adviser shares them with your selection.
Unit sizes: 37 to 63 m².
Charged at half the price per m², as in our proposals.
Mandatory in some developments, optional in others.
45 m² living space 855,000 DH · 19,000 DH / m²
02 / Off-plan purchase simulator
Paying without a bank loan
Moroccan banks rarely lend on off-plan property: most wait for the individual title deed, issued at completion. Off-plan sales are regulated by law, and the price is paid in instalments, interest-free. Here is the plan of the development you picked, payment by payment.
The most common plan. Half the price at signing.
| No. | Instalment | Share | Amount | Total |
|---|---|---|---|---|
| 01 | Réservation · signature notaire | 50% | 427,500 DH | 427,500 DH |
| 02 | À la fin des gros œuvres | 25% | 213,750 DH | 641,250 DH |
| 03 | À la livraison | 25% | 213,750 DH | 855,000 DH |
What the price does not include
Purchase costs come on top of the developer's price. With an off-plan sale, the final deed is signed at completion: that is when they are due, and they go to the notary and the State, not to the developer.
What about a bank loan?
A standard mortgage is rarely available on off-plan property: the law allows it, but most Moroccan banks only lend once the individual title deed has been issued, at completion. A non-resident can also borrow in Morocco, subject to conditions, or in their country of residence. This calculation gives an order of magnitude: what the same property would cost in interest if bought with a loan.
03 / Off-plan purchase simulator
Your rental yield
What the property really earns once completed: rent net of charges, management and tax, measured against the capital actually invested.
Development assumption: 840 DH a night, 70% occupancy, over 30 nights. Leave blank to keep the development's assumption.
A holiday let is not rented empty: this amount counts as invested capital.
Net yield measured against invested capital: 855,000 DH price, 59,430 DH purchase costs and 54,000 DH furnishing, not the listed price alone. On the price alone, it would be 11.6%.
04 / Off-plan purchase simulator
Where your money goes
Paying for a property that does not exist yet, from 2,000 km away: that is the question that stops most buyers. Here is how the funds are held.
Escrow with the notary
Your payments go into an escrow account opened in the notary's name at the Caisse de Dépôt et de Gestion, Morocco's public deposit institution. The funds are held there and released as construction progresses. You never transfer money to the developer. You receive the account certificate before your first payment: it can be checked, not just taken on trust.
Supervised reservation contract
A few developers work without a notary escrow. On those, construction is documented every month, with photos and a report at each stage. If escrow is a must for you, just say so: we will only show you developments that have one.
Your budget against our developments
9 developments out of 11 match this budget
We do not publish names or availability: a unit sometimes sells between two appointments, and a public page would be wrong the next day. This is what your adviser has in hand today.
Free & no obligation
Get your detailed payment plan
The breakdown of your payments, the deed costs, the net yield, and the developments that match this budget: names, neighbourhoods, real availability. Sent by a MyMarrakech Immo adviser.
- Personalised payment plan (PDF)
- The selection of developments within your budget
- Purchase support (Moroccans abroad & foreign buyers)
Or directly: WhatsApp +212 666 096 909 · contact@mymarrakechimmo.ma